Loan Calculator
Calculate fixed-rate loan payments, total borrowing cost, and first-year amortization locally.
Local calculation model
LocalLoan assumptions stay in this browser session
APRCompare APR, fees, and prepayment terms before choosing a loan
ExportSave payment assumptions with the calculation date
Loan terms
Use the VitalCalc sample, then adjust principal, APR, and term.
Payment summary
Run calculation to estimate monthly payment and total interest.
Waiting for calculationCalculate first to see first-year amortization.