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VitalCalc finance workspace

Retirement Calculator

Estimate a retirement target, projected savings, and gap using the 4% rule.

Local calculation model

LocalAge, savings, and return assumptions stay in this browser session
Reference4% rule is a simplified retirement planning heuristic
PrivateSave only stores the plan locally when you choose it

Retirement inputs

Use the VitalCalc sample, then adjust age, savings, contributions, return, and retirement expenses.

Local

Retirement outlook

Run calculation to estimate the target nest egg and retirement gap.

4% rule
$0Nest egg needed
$0Projected savings
$0Gap / surplus
0Years to retirement
Waiting for calculationCalculate first to see the first-year projection.